See your final expense rate in about 30 seconds.

$5,000 to $25,000 in coverage. No medical exam. Your rate locks for life.

Start here: a few quick taps

No pressure either way. If the honest answer is you don't need this, that's the answer you'll get.

Step 1 of 7
Licensed FL agent G345487 · No call center · Never sold

Who needs the coverage?

How old are you?

✓ Got it. Michael will call you shortly. Three more taps so he has your options ready.

Are you male or female?

Any tobacco use in the last 12 months?

How much coverage are you looking for?

Here's what coverage like this typically costs

$24 to $42/mo

Typical range for $5,000 to $10,000 of coverage. Your exact rate depends on a few health questions and the carrier.

Michael, a licensed Florida agent, will call you shortly from

(305) 859-1704

Save the number so you know it's him. A text confirming your request is on its way.

Where should Michael reach you?

Your rate range shows on the next screen, and Michael calls with the real answer.

Please enter your name.

Please enter a valid phone number (at least 10 digits).

The information you provide on this form will be provided to a licensed insurance agent who may call, text, or email you.

You'll get one call from Michael von Heesen, a licensed Florida agent. Lic. G345487. No call center. No lead lists. Your information is never sold.

Free & no obligation · Your info is never sold · Licensed FL agent

Or get your answer right now: call Michael at (305) 859-1704

Got it!

Michael, a licensed Florida agent, is preparing your rate and will call you shortly from

(305) 859-1704

Save that number so you know it's him. You'll also get a text from it in the next minute confirming your request.

Licensed Florida Agent Lic. G345487 No Obligation, No Pressure Everything by Phone, From Home

No medical exam. A few health questions on the phone. Most people hear an answer on the same call.

Your rate never goes up. Once issued, the price is locked for life and the coverage never shrinks.

A person, not a call center. You talk to Michael, a licensed independent Florida agent. If the honest answer is that you don't need this, that's the answer you'll get.